FEB. 2O TO MARCH 5 ONLY!2.63% 2.27%is month 24 month 1.76APY*APY*21 monthAPY*WARM UP-12 month(with these ratesCITIZENSOPEN YOURCD ATANY FIRST CITIZENSOR ONLINE ATFIRSTCITIZENSNB COMAnnual percentage yield (APY) based on interest compounded quarterly and is accurate as of February 20, 2018. No interest checks. Substantial penalty for earlywithdrawal. $1,000 minimum to open and receive stated APY. One-time bump up interest rate option ávailable on 48-month CD only. Fees could reduce earnings.We have the right to limit the offer at anytime. Member FDIC.

Date: February 20, 2018

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First Citizens Bank

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FEB. 2O TO MARCH 5 ONLY! 2.63% 2.27% is month 24 month 1.76 APY* APY* 21 month APY* WARM UP -12 month ( with these rates CITIZENS OPEN YOURCD AT ANY FIRST CITIZENS OR ONLINE AT FIRSTCITIZENSNB COM Annual percentage yield (APY) based on interest compounded quarterly and is accurate as of February 20, 2018. No interest checks. Substantial penalty for early withdrawal. $1,000 minimum to open and receive stated APY. One-time bump up interest rate option ávailable on 48-month CD only. Fees could reduce earnings. We have the right to limit the offer at anytime. Member FDIC.

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